Coverage

Renters insurance usually covers belongings stolen from your car, but not the car or its parts. What each policy pays and how to file.

Renters liability coverage pays if you injure someone or damage their property. What it covers, what it doesn’t and how much you need.

Actual cash value subtracts depreciation; replacement cost pays for new. A simple example of the difference and which to choose.

Work out the right personal property, liability and loss-of-use limits for your renters insurance in about 20 minutes.

Renters insurance covers your belongings, your liability and extra living costs. Here is what that means in real situations.

Floods, the building, pests, roommates and pricey jewelry: the common gaps in renters insurance and how to close them.