What Is Renters Liability Coverage?
Renters liability coverage pays if you injure someone or damage their property. What it covers, what it doesn’t and how much you need.
Coverage
Coverage
Actual Cash Value vs. Replacement Cost: What Renters Should Know
Actual cash value subtracts depreciation; replacement cost pays for new. A simple example of the difference and which to choose.
Coverage
How Much Renters Insurance Do I Need? A 6-Step Guide
Work out the right personal property, liability and loss-of-use limits for your renters insurance in about 20 minutes.
Renting & Landlords
Does Renters Insurance Cover Roommates?
A standard renters policy does not cover unrelated roommates. Separate vs. shared policies compared, plus a roommate checklist.
Claims
How to File a Renters Insurance Claim, Step by Step
Filing a renters insurance claim after a fire, theft or leak: 8 steps from documenting damage to getting paid.
Coverage
What Does Renters Insurance Cover?
Renters insurance covers your belongings, your liability and extra living costs. Here is what that means in real situations.
Coverage
What Doesn’t Renters Insurance Cover? 8 Common Gaps
Floods, the building, pests, roommates and pricey jewelry: the common gaps in renters insurance and how to close them.
Cost
How Much Is Renters Insurance? Average Cost by State
Renters insurance averages about $171 a year in the U.S. See costs by state, what affects your price and how to pay less.
Renting & Landlords
Is Renters Insurance Required? What Landlords Can Ask For
No state law requires renters insurance, but your landlord can. Here is what a landlord can require and what it means for you.
Renting & Landlords
Does My Landlord’s Insurance Cover My Stuff?
Your landlord’s insurance covers the building, not your belongings or liability. Here’s what it does and doesn’t cover.