Coverage

Renters insurance covers liability for pet bites and damage to others, not vet bills. How it compares with pet insurance.

Renters insurance covers electronics for theft, fire and water damage, but not drops, spills or breakdowns. What is covered and alternatives.

Renters insurance covers mold only when a covered sudden event causes it, often with a small limit. What is and is not covered.

Renters insurance excludes floods. How contents-only flood insurance works, what it covers and who should buy it.

Renters insurance covers jewelry only up to low theft limits. How to fully cover an engagement ring and other valuables.

Fire and smoke are covered by every standard renters policy, including fires you start by accident. What is paid and what to do after a fire.

Renters liability coverage usually pays if your dog bites someone, but breed exclusions exist. What is covered and what dog owners should check.

Renters insurance covers your stuff and liability; homeowners insurance also covers the building. A side-by-side comparison, including condos.

Renters insurance almost never covers bed bugs. Why, who usually pays for treatment and how to protect yourself.

Burst pipes and sudden leaks are usually covered; floods, sewer backup and slow leaks usually are not. What to do after water damage.