A declarations page, or “dec page,” is the summary at the front of your renters insurance policy. It lists who and what is insured, your coverage limits, deductibles, premium and policy period. It’s the page landlords usually ask for as proof of insurance.
What’s on a renters insurance declarations page
- Named insured and the address of the insured rental
- Policy number and policy period (start and end dates)
- Coverage limits for personal property, loss of use, liability and medical payments
- Deductible(s), including any separate wind, hurricane or earthquake deductible
- Premium, what you pay for the policy
- Endorsements, add-ons like water backup or scheduled jewelry
- Interested parties or additional insureds, such as your landlord
Why it matters
- Proof of insurance: landlords typically ask for the dec page at move-in and renewal. What landlords can require.
- Quick coverage check: it shows whether you have replacement cost coverage and enough limits. How much you need.
- Comparing quotes: lining up dec pages is the easiest way to compare policies.
Where to find it
It usually arrives by email when you buy or renew, and is available in your insurer’s app or website. Keep a copy in cloud storage with your home inventory.
More terms explained: the renters insurance glossary.
New to this? Start with What is renters insurance?
This site offers general information, not insurance or legal advice. Coverage, prices and rules vary by insurer, policy and state, so always read your own policy and ask your insurer or agent about your situation.